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I can’t help but think to myself that my sister’s insurance company must grimace every time she calls. See, she isn’t the most careful driver, and has hit things with her car at least ten times in the last year. She only used her auto insurance four of those times, but those times have all been in the last three months. I keep trying to tell her that if she doesn’t start being more careful, they are going to cancel her policy for sure. I don’t know if that’s something insurance companies really do, but she does need to be more careful!